APPLY FOR FINANCE

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All fields are mandatory.

Please find below the details of the product you have selected to apply for:

Please select the product you would like to apply for:

HIRE PURCHASE

monthly over a month period

Select

PERSONAL CONTRACT PURCHASE

monthly with an optional final payment of
over a month period

Select

Your personal details

First Name

Surname

Telephone number

Email address

The above details will be used by the dealer to contact you about your application.

Gender

Date of birth

Marital status

Your address

We require at least 3 years address history. Please enter your previous address below.

Current Address

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Residential status

Postcode

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Address Line 1

Address Line 2

Town / City

Time at this address

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Your employment

Employment status

Employment type

Employer name

Time with employer

Employer Postcode

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Address Line 1

Address Line 2

Town / City

Your bank details

Your bank details will only be used for our decision purposes, and will be kept strictly confidential.

Account name

Sort code

Account number

Time with bank

Your income & expenditure

As a responsible lender we follow the rules and guidelines set out by the Financial Conduct Authority - so we now need to ask you some questions about your household finance.

Please note that the dealer will have visibility of all information you supply to us. If you would prefer not to share this information with the dealer, you can opt to provide it directly to us at the dealer's premises. We will be unable to make a lending decision until you have provided this information.

I would prefer to add income details later

Your income

Gross annual income

What can I include?
What cannot be included?

Employment

Wage or salary from full or part time employment.
Overtime or commission if it is received regularly and it is unlikely to be withdrawn, e.g. weekly payments for 12 weeks, monthly payments for three months, quarterly payments for two quarters.
Permanent allowances included in the customer's regular salary, e.g. car allowance, mortgage subsidy or London allowance.
Income from self-employment, this must be the customer's drawings from the business which must be received into a personal account.

Retirement/Independent Means

Pension received from private, company or government pensions.
Pension credit.
Working tax credit.
Child tax credit.
Child benefit.
Employment and Support Allowance (ESA).
Carers allowance.
Guardians allowance.
Blind Person allowance.
Industrial injuries disablement.
Widowed parents allowance.

Other

Regularly received contractual payments which can be evidenced through personal account deposits.

Employment

Non regular overtime or commission.
Bonuses.
Net profit from business.

Retirement/Independent Means

Income from spouse, civil partner or a partner, e.g. housekeeping or allowance.
Job seekers allowance.
Income support.
Disabled students allowance.
Personal independence payment, (formerly known as disability living allowance) that is not designed to meet additional costs incurred by disability such as transportation and care.
Winter fuel payments.
Attendance allowance.
Housing benefit.
Council tax benefit.
Social fund, e.g. funeral payments, maternity grants, crisis loans, budgeting loans, community care grants and cold weather payments.

Other

Student grants, loans and bursaries.
Any other income not listed as allowable.

Your expenditure

Does this agreement replace an existing finance loan that will be repaid as a result of this agreement?

Your share of Monthly Mortgage / Rental Expenditure?

Your monthly share of childcare costs, spousal and child maintenance and school fees.

Are you aware of any potential changes in your personal circumstance that may impact your ability to make loan repayments over the term of the agreement?

(For example: retirement, redundancy, reduction in working hours/salary, career change or change in family circumstances)

It is important that the information you provide is an accurate and true reflection of your financial circumstances, so we can assess your ability to afford the monthly loan repayments. Please check the information you have provided is correct and press submit to proceed.

Completion

Data Privacy Notice

Who looks after your personal information

Your personal information will be held by Black Horse Ltd which is part of the Lloyds Banking Group. More information on the Group can be found at www.lloydsbankinggroup.com

Our full privacy notice

This privacy notice contains key information about how we will use and share your personal information and the rights you have in relation to this. If you want to know more please access our full privacy notice at https://www.blackhorse.co.uk/privacy or ask us for a copy.

How we use your personal information

to provide products and services, manage your relationship with us and comply with any laws or regulations we are subject to (for example the laws that prevent financial crime or the regulatory requirements governing the products we offer).
for other purposes including improving our services, exercising our rights in relation to agreements and contracts and identifying products and services that may be of interest.

To support us with the above we analyse information we know about you and how you use our products and services, including some automated decision making. You can find out more about how we do this, and in what circumstances you can ask us to stop, in our full privacy notice.

Who we share your personal information with

Your personal information will be shared within Lloyds Banking Group and other companies that provide services to you or us, so that we and any other companies in our Group can look after your relationship with us. By sharing this information it enables us to better understand our customers’ needs, run accounts and policies, and provide products and services efficiently. This processing may include activities which take place outside of the European Economic Area. If this is the case we will ensure appropriate safeguards are in place to protect your personal information. You can find out more about how we share your personal information with credit reference agencies below and can access more information about how else we share your information in our full privacy notice. We may pass your information to the supplying dealer, any other franchised dealer, or the manufacturer and all companies within the manufacturer or dealer group to support their business and marketing activities.

Where we collect your personal information from

Information given to us on application forms submitted by you or by a supplying dealer on your behalf, when you talk to us over the phone or when new services are requested.
from analysis of how you operate our products and services, including the frequency, nature, location, origin and recipients of any payments.
from or through other organisations (for example card associations, credit reference agencies, insurance companies, dealers, retailers, comparison websites, social media and fraud prevention agencies).
in certain circumstances we may also use information about health or criminal convictions but we will only do this where allowed by law or if you give us your consent.

You can find out more about where we collect personal information about you from in our full privacy notice.

Do you have to give us your personal information

We may be required by law, or as a consequence of any contractual relationship we have, to collect certain personal information. Failure to provide this information may prevent or delay us fulfilling these obligations or performing services.

What rights you have over your personal information

the right to access the personal information we have about you. This includes information from application forms, statements, correspondence and call recordings.
the right to get us to correct personal information that is wrong or incomplete.
in certain circumstances, the right to ask us to stop using or delete your personal information.
from 25 May 2018 you will have the right to receive any personal information we have collected from you in an easily re-usable format when it’s processed on certain grounds, such as consent or for contractual reasons. You can also ask us to pass this information on to another organisation.

You can find out more about these rights and how you can exercise them in our full privacy notice.

How we use credit reference agencies

In order to process your application we may supply your personal information to credit reference agencies (CRAs) including how you use our products and services and they will give us information about you, such as about your financial history. We do this to assess creditworthiness and product suitability, check your identity, manage your account, trace and recover debts and prevent criminal activity.

We may also continue to exchange information about you with CRAs on an ongoing basis, including about your settled accounts and any debts not fully repaid on time, information on funds going into the account, the balance on the account and, if you borrow, details of your repayments or whether you repay in full and on time. CRAs will share your information with other organisations, for example other organisations you ask to provide you with products and services. Your data will also be linked to the data of any joint applicants or other financial associates as explained above.

You can find out more about the identities of the CRAs, and the ways in which they use and share personal information, in our full privacy notice.

How we use fraud prevention agencies

The personal information we have collected from you and anyone you have a financial link with may be shared with fraud prevention agencies who will use it to prevent fraud and money laundering and to verify your identity. If fraud is detected, you could be refused certain services, finance or employment. Further details of how your information will be used by us and these fraud prevention agencies, and your data protection rights, can be found in our full privacy notice.

Contact from us and your marketing choices

Personal contact is an important part of the service and your relationship manager may contact you personally by mail, telephone, email or text message to inform you about products and services offered by Lloyds Banking Group and others that they think are relevant to you, based on their understanding of your financial needs.

You have the right at any time to ask us not to contact you or give your details to others for these marketing purposes. You can contact Customer Care at Black Horse Ltd by mail, telephone or email and we will update your marketing preferences.

The supplying dealer may also contact you with information and offers on vehicles and/or vehicle finance packages (which may refer to our products and services). If you would like the dealer to stop using your details for these marketing purposes, you should contact the dealer.

Our full privacy notice

It is important that you understand how the personal information you give us will be used. Therefore, we strongly advise that you read our full privacy notice, which you can find at https://www.blackhorse.co.uk/privacy or you can ask us for a copy.

How you can contact us

If you have any questions or require more information about how we use your personal information please contact us using https://www.blackhorse.co.uk/contact. You can also call us on 0344 824 8888

If you feel we have not answered your question Lloyds Banking Group has a Group Data Privacy Officer, who you can contact on 0344 824 8888 and tell us you want to speak to our Data Privacy Officer.

Version Control

This notice was last updated in December 2017.

Your marketing preferences

Our Approved Dealer can help you with the following:

Provide loan product options and price comparisons
Provide a part exchange valuation & settlement quotations
Submit your full application and get an instant decision

Personal contact is an important part of the service and we may contact you by mail, telephone, email or text message about products and services available from us which we think may be appropriate and relevant to you. If you do not want to receive such marketing messages from us please tick as appropriate.

Mail

Phone

Text

I have read and understood the Data Privacy Notice and Marketing Preferences, and I agree by ticking this box and submitting my details to a credit proposal being carried out on my behalf.

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Your Marketing Preferences

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